Blog

How does the RBA influence interest rates?

When you hear news of changing interest rates around Australia, you’ll also hear mention of the Reserve Bank of Australia (RBA). But how exactly do they influence interest rates and what’s the difference between the cash rate and interest rates?  The Reserve Bank of Australia (RBA) The RBA is Australia’s central bank which oversees Australia’s...

Breaking down loan to value ratios for first home buyers

Loan to Value Ratio (LVR) can help first home buyers borrow more money for a home loan. However, it’s important you understand what LVR is and how to calculate it correctly as it can affect your buying power.  What is loan to value ratio? LVR compares the value of a property to the amount of...

Options for first home buyers with no or a low deposit

While no deposit home loans can help first home buyers break into the property market, you should always do your research before taking out a loan to make sure it’s the right one for you. Generally, there is a very tight criteria to be eligible for a low or no deposit home loan and the...

How to stay on top of the property market

It can be very time consuming trying to stay on top of the property market. Whether you’re scrolling through the latest property listings or spending each weekend at auctions, there are ways to simplify your process of staying on top of the market.  Get on your agent’s radar Subscribing to your agent’s emails allow you...

How to know which type of property is right for you

There are a range of different property options available but choosing the one that’s right for you can be difficult. With so many different dwelling types available and the options to buy an existing home or building a new one, it can be difficult to know where to invest such a large amount of money. ...

How to find a property that’s perfect all year round

The time of year that you view a property can have an impact on how it looks and feels. But there are a few things you can check when inspecting a property that can help prepare you to make the right buying decision.  Consider the home’s orientation  The orientation of the building in relation to...

Should I get a real estate agent to manage my rental property?

The services that we, as real estate agents, provide when managing your rental property aren’t just convenient for you as a property owner, they’re also very valuable. Renting out a property requires a high level of commitment and a lot of work. Here are some of the value-adds you can get by having a real...

Where to buy your first home

Looking for your first home can be an overwhelming experience. Afterall, it’s most likely the most amount of money you’ve ever spent in one transaction. And you definitely don’t want to make the wrong decision. So, how do you know you’re purchasing your first home in the right suburb?  Keep an open mind One of...

What investment costs are deductible?

While the rewards of property investment can be high, it doesn’t come cheap. Most investors will pay several thousand dollars per year in property management fees, maintenance costs, council and water rates, insurance and loan interest expenses while waiting for their asset to grow. Your rental income will cover a significant proportion of these expenses...

4 home maintenance jobs to complete in winter

The winter months provide the perfect time to start improving your home, especially if you’re planning on listing your home for sale during the busy spring season. The combination of harsh winds, cold nights and rain can damage both your garden and the exterior of your home without some maintenance. Keep your home in good...

With the growing concerns of the spread of COVID-19 (Coronavirus), we wanted to let you know we are taking all necessary precautions in line with the Australian Government's COVID-19 Guidelines  to ensure the safety of everyone involved to keep our business open and customers safe & healthy.

 

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