Blog

Whether you’re preparing for your first or your 10th home purchase, it’s crucial to get your loan application ready. But where to start with so many issues to consider? Throw away your dismay and settle in for a long – but exciting – haul! Borrowing budget Firstly, start preparing for your purchase early on in...

Selling a property is never easy and when it comes to rural and regional homes, issues you’ve never heard of in suburbia will arise. Here’s our top tips for vendors selling farms, cattle stations and more. What’s in the sale? When it comes to a city apartment or house, it’s easy to find the answer...

Make no mistake! Interest rates always affect how much you’re paying to enjoy your dream abode. Incredibly far-reaching and essentially set by the Reserve Bank of Australia (RBA), interest rates also influence the how and why of property values across the country. The basics On the first Tuesday of every month (except January), the RBA...

You’re dreaming of finally enjoying a peaceful country abode, far away from neighbourhood noise. Or perhaps you’re keen to begin that lifelong fantasy of a hobby farm or a regional B&B. Either way, approaching lenders for a rustic loan can be a tricky affair compared to buying in the suburbs, so ensure you consider the...

Rentvesting is becoming increasingly more popular in every part of Australia. Essentially, this concept sees you becoming both a landlord and a renter. Pick your favourite location, virtually regardless of its price, to rent out and at the same time, buy a cheaper property, more suited to your budget, as an investment. In this way,...

You’ve bought your perfect rural home, which ticks every one of your boxes. You’re loving the peace, quiet and scenery and watching your kids and pets enjoy the great outdoors. What can you do to ensure this dream lifestyle doesn’t fail? Here are some ideas for you. Preparation is key It looks gorgeous now but...

Your children have left home and they’re now hell-bent on living their own exciting lives. The once noisy family house where you’ve lived for 20-odd years shrieks with memories of kids playing and arguing – while simultaneously featuring echoingly empty rooms and extraordinary silence. Yes, it’s the time of your life you never thought would...

The auction to sell your house is around the corner and you’re struggling to set the perfect reserve price. But setting this price isn’t a simple process so take a deep breath and ensure you have plenty of time to manage this decision. It could mean the difference between selling your property under the hammer...

As you hunt down houses and chat to lenders, you could bump into interest-only (IO) home loans. They sound nifty and are certainly an alternative to regular mortgages. But are these loans the way to go for you? Interest-only loans explained Basically, IO loans come down to less repayments now – usually for about three...

Whether you live in Brisbane’s flood plain setting, or are surrounded by thick, drought-prone bushland, natural disaster zones can be both beautiful and hazardous. And never more so than in summer, now just a few months away. But you can protect your house and even enjoy great price growth and sales while enjoying life in...